fix: deliver validated AI insight responses
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@@ -59,7 +59,7 @@ Every section uses a versioned typed contract and has independent `queued`, `cal
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## Metric and period contract
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- `METRIC-CATALOGUE.md` version `0.4.0` is canonical for formulas, units, grains, missing-data behavior, and peer direction.
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- `METRIC-CATALOGUE.md` version `0.5.0` is canonical for formulas, units, grains, missing-data behavior, and peer direction.
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- `Paid` and `Verified` both mean bank payment succeeded; only `Verified` is finalized. Never label `Paid` as failure.
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- Amount and fee calculations count each eligible payment session once. Attempt rows cannot multiply session values.
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- Rates are calculated from summed numerator and denominator components for the selected period, never averaged from daily percentages.
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