docs: correct payment and fee semantics
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@@ -17,7 +17,8 @@ For every Go-related task, always invoke and follow the `golang-how-to` skill, t
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- Interpret timezone-naive challenge timestamps as `Asia/Tehran`, preserve their source provenance, and normalize canonical database/API timestamps to UTC `timestamptz`/ISO 8601. Any change to this assumption requires a new import version and ADR.
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- Raw imports are immutable inputs; corrections are new import versions, not silent mutation.
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- CSV ingestion is a one-time bootstrap/recovery command only. Never add a file watcher, polling schedule, recurring CSV ETL, or ownership of ZarinPal's production writes without a new approved spec.
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- `adjusted_fee` is obfuscated and may be used only for relative analysis.
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- Treat source `adjusted_fee` as the merchant's real fee for this product. Normalize it once per session as `fee_amount_rial`; do not sum the repeated attempt-row value.
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- Treat both `Paid` and `Verified` as successful bank payments. `Paid` still requires merchant verification; `Verified` is finalized. Never classify `Paid` as failure.
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## Go baseline after approval
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