# Local development only. Copy to .env and replace secrets; .env is ignored. APP_ENV=development HTTP_ADDR=127.0.0.1:8080 DATABASE_URL=postgresql://postgres:change-me@localhost:5432/zarinpal?sslmode=disable REDIS_ADDR=localhost:6379 REDIS_PASSWORD= IMPORT_PATH=data/incoming/challenge_data.csv.gz DEMO_USERNAME=merchant-0001 DEMO_PASSWORD=replace-with-at-least-12-characters SESSION_SECRET=replace-with-at-least-32-random-characters CURSOR_SECRET=replace-with-a-different-32-character-secret FRONTEND_ORIGIN=http://127.0.0.1:5173 COOKIE_SECURE=false AI_GROWTH_ENABLED=false AI_COACH_ENABLED=false AI_PAGE_INSIGHTS_ENABLED=false AI_PROVIDER=avalai AVALAI_API_KEY= AVALAI_BASE_URL=https://api.avalai.ir AVALAI_MODEL=gpt-5-mini-2025-08-07 AGENTROUTER_API_KEY= AGENTROUTER_BASE_URL=https://agentrouter.org/v1 AGENTROUTER_MODEL=gpt-5.6-sol AI_DAILY_REQUEST_BUDGET=0 AI_DAILY_TOKEN_BUDGET=0 AI_COACH_DAILY_REQUEST_BUDGET=0 AI_COACH_DAILY_TOKEN_BUDGET=0 AI_PAGE_INSIGHTS_DAILY_REQUEST_BUDGET=0 AI_PAGE_INSIGHTS_DAILY_TOKEN_BUDGET=0 AI_MAX_CONCURRENT=4 AI_CREATE_PER_MINUTE=10 AI_UNCACHED_SCOPES_PER_DAY=5